Senior Insurance Advisor, Health and General Insurance
Insurance Advisor | 6+ Years
Composite insurance advisor with twelve years in health, motor and commercial lines for families, transporters and small manufacturers across Punjab. Handles renewals, claim coordination and fire and marine covers for factory owners.
The books balance every dayFirm on the number, kind to the personEvery rupee traced to a receiptNo discrepancy survives the nightClean audit, twelve years runningDues down, dignity intactThe books balance every dayFirm on the number, kind to the personEvery rupee traced to a receiptNo discrepancy survives the nightClean audit, twelve years runningDues down, dignity intact
01 Opening balance
Every rupee accounted for.
Composite insurance advisor with twelve years in health, motor and commercial lines for families, transporters and small manufacturers across Punjab. Handles renewals, claim coordination and fire and marine covers for factory owners. Manages a book of more than 1,500 active policies and leads a small team of sub-agents under a corporate agency.
— Gurpreet Singh
FY 2026
Ludhiana, Punjab● RECONCILED
02 Trial balance
What I handle
Every part of the fee & accounts function — collection, reconciliation, reporting and compliance — ranked by the years I've owned it.
#CompetencyDepthLevel
1
Health insurance
1
Motor insurance
1
Fire and marine covers
1
Claim coordination
1
Renewal management
1
Commercial risk assessment
1
Agent team leadership
1
Punjabi client relations
03 How the books stay clean
Collection, reconciled daily
Fee collection is where finance meets feelings. Behind every overdue amount is a parent under pressure, and behind every clean audit is a year of quiet, unglamorous discipline — reconciling daily, chasing gently, and never letting a discrepancy sit overnight. My rule is simple: the books balance every single day before I go home, and no parent is ever spoken to like a defaulter. Firm on the number, kind to the person.
Record — every payment logged and receipted the moment it arrives, across cash, cheque, UPI and bank.
Reconcile — bank, cash and ledger tallied daily. A discrepancy never survives the night.
Follow up — polite, scheduled reminders and flexible plans, not harassment. Dignity intact.
Report — real-time dues, ageing and collection dashboards for management, weekly.
Close — month-end and year-end tied out, audit-ready, every rupee traceable to a receipt.
04 The ledger so far
Twelve years on the books
Senior Insurance Advisor and Team Lead
Corporate agency tied to multiple general insurers
Manage over 1,500 active health, motor and commercial policies generating about ₹4.8 crore in annual premium. Achieved renewal retention of 91 percent on health policies through reminder calls and annual cover reviews with each family.
6 years
Insurance Advisor
Public sector general insurer, agency channel
Built a motor book of 600 commercial vehicle policies by working with transport associations and truck dealers. Supported more than 250 claims with surveyors and garages, settling most cashless motor claims within a week.
05 Qualified
Study
B.Com
State university affiliated college
06 Certified
Credentials
📊
IRDAI-licensed composite insurance…
📊
Licentiate, Insurance Institute of India
07 Clean audits
The record
🏆
99.4% collection rate — highest in groupAcross 3 campuses, 6,000 students
2024
🏆
Twelve consecutive clean auditsNo qualified opinion, no adverse remark
2013–
🏆
Cut year-end outstanding by 68%Through digital collection & ageing follow-up
Swap these for real workplace photos in the admin panel.
🧾
Fee counter, term start
🧾
Reconciliation, day close
🧾
MIS dashboard review
🧾
Audit season
🧾
Parent statements batch
🧾
Year-end close
09 Ledger notes
From the desk
JUN 2026
Firm on the number, kind to the person
How to bring collection rates above 99% without ever making a parent feel like a defaulter.
Read note →MAR 2026
The books balance before I go home
Why daily reconciliation — not month-end heroics — is the real secret to a clean audit.
Read note →NOV 2025
From cash shoeboxes to clean ledgers
A practical playbook for digitising school fee collection with UPI, auto-receipts and ageing reports.
Read note →
10 The stakeholders
What they say
"
Gurpreet took our fee collection from a yearly nightmare to a non-event. Dues down, audit clean, and parents actually thank us for the clarity. Rare combination.
DirectorRajagiri Group
"
She chased my pending fees so gently I didn't even feel chased — just reminded, with a payment plan that worked for us. That's a professional.
Mr. ThomasParent
"
In six audits I never once found her books out of balance. Every rupee traced to a receipt. I wish every client had a Gurpreet.
Statutory AuditorExternal audit firm
11 For schools & institutions
Balance the books
🧾 AVAILABLE FROM Q2 2027 · FEE-COLLECTION & OUTSTANDING AUDITS ON REQUEST
Current roleSenior Insurance Advisor and Team Lead, Corporate agency tied to multiple general…
Open toFinance Accountant · Fee / Receivables Manager · Accounts Head · Audit & Compliance
